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Refund Policy

Last updated: 22 Desember 2025

This refund policy governs the procedures and terms for refunds.

1. General Terms

Refunds are processed based on agreements between merchants and customers. NEO PAYMENT GATEWAY facilitates the technical refund process as requested by merchants.

2. Refund Process

Customers contact merchants for refund requests. Merchants process refunds through the dashboard. Funds will be returned within 3-7 business days.

3. Refund Fees

Transaction fees that have been deducted cannot be refunded. Merchants bear refund costs according to applicable terms.

4. Transaction Cancellation

Pending transactions can be cancelled before payment is made. After successful payment, cancellation must go through the refund process.

5. Disputes

If a dispute occurs, customers and merchants must resolve it first. NEO PAYMENT GATEWAY can assist with mediation if needed.

6. Fraud

If merchant fraud is proven, the account will be permanently blocked and funds will be held for legal proceedings.

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